Celebrity Impersonations

Life cover  make sure you give the full facts

Life cover  make sure you give the full facts You may be hesitant to provide certain details about yourself when applying for a life cover policy in the fear that they may push up your premiums. However, failure to be truthful on your life cover application could invalidate your policy  meaning should you be diagnosed with a terminal illness or die, you or your beneficiaries will receive nothing.

Life cover  things people may lie about and reasons not to - Smoking: This doubtless raises the cost of your life cover premiums and you may think youll be able to get away with lying about it. However, should you be diagnosed with lung cancer and your insurer, (through physicals etc) becomes aware that it is because you smoked  you could receive nothing.

- Drug abuse: Should you die of a drug overdose this will invalidate most life cover policies regardless. However, if you die for another reason and a post-mortem finds that you have narcotics in your system that may have contributed to your death, e.g. by clouding you judgement  then your policy may be invalidated.

- Job: If you have a dangerous occupation, (fireman, oil/gas worker, police etc) that would raise your premium it may be tempting to lie about it. Again this is information that the insurance company can check relatively easily and if you are found out will invalidate your policy.

- Hobbies: Like your occupation, if you fail to disclose any dangerous hobbies, (horse riding, base jumping, sky diving etc) which result in your death your life cover policy provider may refuse to pay out.

The overarching message here is that  while lying on your policy may save you a few pounds in the short run, you could be putting your families financial security at risk should you die. So make sure you are open and honest on your life cover application.

Choosing the right life cover With a plethora of life cover to choose from online it is often difficult to know which one to pick. Established in 1995; Jump Money have been helping people like you protect their familys financial security should the unexpected happen for over a decade. For more information on their great range of products and services why not give one of Jump Money friendly staff a call on: 0845 8516262. Or alternatively take a look at the website at: http://www.jumplifeinsurance.co.uk for a life cover quote.

Steven Watkinson http://www.jumplifeinsurance.co.uk

Celebrity Impersonations


Home       Site Map       Develop Your Domain Names      This Site Is For Sale



Privacy Policy | Copyright/Trademark Notification